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Working and Hiring in Helsinki: Pay, Rent and What Employers Should Know

EMPLOYER COST ON THE UUSIMAA AVERAGE PAY, 2026 RATES

Full-time employees in Uusimaa, the region around Helsinki, earned an average of €4,513 a month in 2024. On that pay, an employer adds 19.32% in TyEL pension, health and unemployment insurance, so the cost is about €64,619 a year before accident insurance.

€64,619 / year
Average pay, Uusimaa, 2024
€4,513 / month
Employer contributions
19.32%
Unemployment, 2024
12.1%
Population, end 2025
694,392

Thinking of hiring in Helsinki, or working there? This guide covers what an employee costs in the city, pay and rents, the local labor market in figures and the ways a company outside Finland can employ someone there. National rules are in our Finland guide.

Helsinki in figures

<table class="ert-table"><thead><tr><th>Figure</th><th>Helsinki</th><th>Period</th></tr></thead><tbody><tr><td>Population</td><td>694,392 (12.3% of Finland)</td><td>31 December 2025</td></tr><tr><td>Unemployment rate</td><td>12.1% (Finland 11.7%)</td><td>2024</td></tr><tr><td>Employed residents</td><td>315,833</td><td>2024</td></tr><tr><td>Jobs located in Helsinki</td><td>430,886</td><td>2023</td></tr><tr><td>Average monthly earnings, full-time, Uusimaa region</td><td>€4,513 (Finland €4,075)</td><td>2024</td></tr><tr><td>Median taxable income a year</td><td>€34,331</td><td>2024</td></tr><tr><td>Average rent, non-subsidised dwellings</td><td>€21.37 per m² a month</td><td>3rd quarter 2026</td></tr><tr><td>HSL 30-day ticket, zones AB</td><td>€73.90</td><td>2026</td></tr></tbody></table>

Employer cost on the Uusimaa average pay, 2026

<table class="ert-table"><thead><tr><th>Employer cost, Helsinki, 2026</th><th>Amount a year</th></tr></thead><tbody><tr><td>Gross pay at the Uusimaa average (€4,513 a month)</td><td>€54,156</td></tr><tr><td>TyEL pension, 17.10% (average rate)</td><td>€9,260.68</td></tr><tr><td>Health insurance, 1.91%</td><td>€1,034.38</td></tr><tr><td>Unemployment insurance, 0.31%</td><td>€167.88</td></tr><tr><td><strong>Employer contributions, 19.32%</strong></td><td><strong>€10,462.94</strong></td></tr><tr><td><strong>Total employer cost</strong></td><td><strong>€64,618.94</strong></td></tr></tbody></table>

What it costs to employ someone in Helsinki

Finnish employer costs are national, so they are the same in Helsinki as in the rest of Finland. In 2026 the employer pays TyEL pension of 17.10% on average, health insurance of 1.91% and unemployment insurance of 0.31%, or 19.32% of pay for an employer with a payroll under €2,509,500 a year. Occupational accident insurance and group life insurance come on top, at rates set by line of business and insurer.

Take the average full-time earnings in the Uusimaa region, which includes Helsinki: €4,513 a month in 2024, or €54,156 a year. The employer adds €9,260.68 in TyEL pension, €1,034.38 in health insurance and €167.88 in unemployment insurance, for a total of €64,618.94 a year. Finland has no statutory minimum wage: pay floors come from collective agreements. Notice periods, holiday and income tax follow national law. Our guide to hiring in Finland covers them.

Pay in Helsinki

Statistics Finland publishes monthly earnings by region, not for Helsinki alone. In Uusimaa, full-time employees earned an average of €4,513 a month in 2024, 10.7% above the Finnish average of €4,075. The median was €3,967, the highest of any Finnish region. For Helsinki itself, the city reports a median taxable income of €34,331 a year in 2024. See average salary in Helsinki.

Rent and living costs in Helsinki

Non-subsidised rental homes in Helsinki cost an average of €21.37 per m² a month in the 3rd quarter of 2026, according to Statistics Finland, 0.2% less than a year earlier. The median rent was €730 a month for a one-room flat and €950 for a two-room flat. An adult HSL 30-day ticket for zones AB, which cover Helsinki, costs €73.90. See cost of living in Helsinki.

The Helsinki labor market

Helsinki had 694,392 residents on 31 December 2025, 12.3% of Finland's population, and passed 700,000 in August 2026 according to the city. The wider Helsinki Region had 1,623,283 residents. In 2024, 315,833 Helsinki residents were employed and the unemployment rate was 12.1%, against 11.7% for Finland in the same city statistics. Helsinki had 430,886 jobs in 2023.

How to hire in Helsinki

  1. Find the person. Write the role, set the salary against Helsinki pay levels and the collective agreement for the sector, then source and interview candidates. You can run the search yourself with a job post, or use a placement service that delivers a shortlist.
  2. Choose how to employ them. A Finnish entity running payroll, an employer of record or a contractor agreement.
  3. Make the offer. The contract has to meet the Finnish Employment Contracts Act and at least the generally binding collective agreement that covers the work. Pay is usually quoted as a gross monthly salary in euros.

There are 3 ways to employ someone in Helsinki. With a Finnish entity, you register a company in Finland, register as an employer, run payroll and pay TyEL pension, health and unemployment insurance yourself. With an employer of record (EOR), a third-party provider becomes the legal employer and runs Finnish payroll for a monthly fee per employee, while your company directs the work. With a contractor agreement, the person invoices you through their own business, and the relationship has to be genuinely independent.

Euro Remote Talent does not employ people on your behalf. We handle the placement: we find and shortlist the candidate, and you employ them through the route that fits.

How Euro Remote Talent can help

We do placement. We source, screen and interview remote professionals across Europe, then deliver a shortlist of 3 candidates within 21 days for a flat $6,500, or your deposit back. Prefer to run the search yourself? Post a job for $299 and reach candidates who want to work remotely.

See how placement works, post a job or book a 30-minute call. Browse remote jobs in Finland to see who is hiring there now.

Frequently asked questions

What does it cost to employ someone in Helsinki?

On the Uusimaa average of €4,513 a month, the employer adds €9,260.68 TyEL pension, €1,034.38 health insurance and €167.88 unemployment insurance a year at 2026 rates, for about €64,619 a year before accident insurance.

Are employer costs different in Helsinki from the rest of Finland?

No. TyEL pension, health and unemployment insurance are national. What differs is the pay level: Uusimaa, the region that includes Helsinki, has the highest median earnings in Finland.

What is the average salary in Helsinki?

Statistics Finland publishes earnings by region. In Uusimaa, which includes Helsinki, full-time employees earned an average of €4,513 a month in 2024 and the median was €3,967.

How much is rent in Helsinki?

Non-subsidised rental homes in Helsinki averaged €21.37 per m² a month in the 3rd quarter of 2026. The median rent of a two-room flat was €950 a month, according to Statistics Finland.

Can a company outside Finland hire someone in Helsinki without a Finnish entity?

Yes. The usual routes are an employer of record, a third-party provider that employs the person for you, or a genuine contractor agreement. Euro Remote Talent handles the placement: we find, screen and shortlist the person, and you choose the route.

Sources

  1. City of Helsinki, Helsinki Facts and Figures 2026. Checked 5 Nov 2026.
  2. City of Helsinki, 700,000 Helsinki residents. Checked 5 Nov 2026.
  3. Statistics Finland, 15b2, earnings by sector, region and sex, 2024. Checked 5 Nov 2026.
  4. Statistics Finland, Rents of dwellings 2026, 3rd quarter. Checked 5 Nov 2026.
  5. Finnish Tax Administration (Vero), Social insurance contributions. Checked 5 Nov 2026.
  6. HSL, Season tickets. Checked 5 Nov 2026.
Julien Sicard
Written by
Julien Sicard
Founder, Euro Remote Talent

Julien founded Euro Remote Talent, which helps people in Europe find remote jobs and places European remote professionals with remote companies.

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